BOSTON — ShoreOne Insurance Managers, Inc. has officially expanded into Rhode Island, offering a first-of-its-kind residential homeowners policy that combines full flood insurance with traditional home coverage. This all-in-one policy simplifies protection for coastal properties, featuring one deductible and a streamlined claims process.
“Agents across the state have been eager for ShoreOne’s arrival, and we’re thrilled to finally deliver this all-in-one protection to their clients,” said Cameron Rhodes, President of ShoreOne.
The Rhode Island launch follows successful rollouts in New Jersey, New York, South Carolina, and Massachusetts, addressing a long-standing market gap where homeowners often needed separate policies for flood and home coverage. Traditionally, this fragmented approach led to higher costs and inadequate protection for coastal properties.
Tailored Coverage for Coastal Risks
Coastal Rhode Island homeowners face persistent challenges from hurricanes, tropical storms, and tidal flooding. ShoreOne’s proprietary technology customizes policies to each home’s unique risk profile, providing integrated coverage for both traditional perils and flood exposure.
“There’s a significant coverage gap for coastal homeowners who often receive inadequate flood protection,” said Doug Mayhew, Managing Director of The Hilb Group in Rhode Island. “We’re pleased to see ShoreOne expanding into Rhode Island, and as one of the region’s leading coastal agencies, we fully support the continued growth of the private flood market.”
Leadership and Expertise Drive Expansion
ShoreOne recently appointed Frank Berry as Regional Director for Massachusetts and Rhode Island. Rhodes highlighted Berry’s expertise in building long-term agency partnerships as a key asset in the company’s New England expansion.
Founded in 2019, ShoreOne Insurance Managers, Inc. provides independent agents with tools and expertise to deliver customized coastal insurance solutions. Backed by reinsurers with combined assets exceeding $90 billion, ShoreOne integrates technology, experience, and a customer-focused approach to simplify coastal homeowners’ protection.
ShoreOne’s Rhode Island entry represents a significant step toward closing the coverage gap for flood-exposed coastal properties, offering homeowners a single, reliable solution for both home and flood insurance.
